How to Lock Your Credit in 2021 – What it Means and Why You Should Consider It

Fraudulent claims on loans and leases are the fastest-growing kind of identity theft in the United States. Incidents of identity theft for leases and loans more than doubled in the last year. 

You need to protect yourself from criminals looking to harm your credit and use their identity for themselves. 

You can request a credit lock from all three national credit bureaus and block access to any person or agency trying to do a credit check on you.

What Is A Credit Lock?

Locking your credit is a preventative measure you can take to prevent any person or agency from accessing your individual information.

How Do You Lock Your Credit?

– Call Experian at (888) 397-3742 or request a freeze online at the Experian Freeze Center. – Call Equifax at (888) 298-0045 or create/access an online account to manage your freeze manually.

How To Unlock Your Credit

Each credit bureau will request that you create a user account on their website or app when you join their program. When you are ready to unlock your credit, you will be able to log in and unlock your file with only one click.

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