Begging for Money: The Beggar’s Guide to Getting it Together
Has begging for money become the new norm? It seems that the internet has become an easy way for people to become online panhandlers. I've shared many ways to make extra money from home, online, and even creative side hustle ideas.
From CyberBeg to BeggingMoney, there's no shortage of sites available to ask strangers for financial help. But at some point, you have to get your financial shit together and take responsibility for your successes and failures.
Do you make enough money to support yourself, your partner, and/or your kids? According to the US Census Bureau, median household income was $61,372 in 2017. If you aren't currently earning enough money, find ways to make extra cash, such as starting an online business or donating blood plasma for up to $400 per month.
Evaluate your Income
Financial problems are often the result of overspending and improper budgeting. Budgeting is so important, especially if you are an impulse buyer. You don't need fancy planners or complicated spreadsheets to create a budget. I use this cheap family and finance bill organizer from Dollar General to track my budget.
Start Budgeting Every Single Time You Get Paid
We've become accustomed to certain things, such as TV, internet, cell phones, alcohol, cigarettes. Many people fall into the trap of contracts with DirecTV and AT&T and end up spending so much more than they should. These services are a luxury. If you are begging for money, you don't have money for a TV plan.
Find Ways to Cut Costs
If you and your spouse are both working outside of the home, it's essential to make sure it makes financial sense. Take a look at your take-home pay. Let's say you take home $1500 per month after taxes and insurance. Sounds pretty decent as an additional source of income for bills, right?
Determine if Daycare is Worth the Cost
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