650 Credit Score Personal Loan – Top 4 Lenders for your credit

You may think that a 650 credit score personal loan might be difficult. But it doesn't have to be. Getting a personal loan can be a great way to get back on your feet if you are suffering from severe financial times. However, money difficulties often cause a person to lose points on their credit score.

As a result, there is a chance you may have a 650 credit score. This score means you are right on the threshold of having good or bad credit and are in a unique loan situation. We've created an informative and engaging list of the best and most high-quality personal loans that you can purchase. 


LendingTree is probably the best option for those who need a personal loan with a 650 credit score. They require you to fill out just a simple online form before they do a soft credit pull. They will then set you up with multiple different lenders who will work hard to impress you and get your business. While they don't provide loans directly to customers, they are an excellent resource for finding someone who will lend to you.

Lending Club

Lending Club is a lending group that is perfect for someone with a 650 credit score. Their minimum acceptance level is 600, far below your current rating. Like LendingTree, they use a soft credit check to get your rate. As a result, your credit is not negatively affected when applying for a loan from this company.

Marcus by Goldman Sachs

Marcus by Goldman Sachs is a type of personal loan that is suited for those with lower credit scores. Typically, they offer loans for debt consolidation and credit consolidation, so keep that in mind before applying for a loan with this company. Their current borrowing limit is about $40,000. Their APR rates are better than Lending Club (6.99 to 23.99 percent), making them an excellent option for you.

Best Egg

Last on our list is Best Egg, a personal loan company that offers loans of up to $35,000. Their current credit score minimum is 640. As a result, you should qualify for a loan from this group. However, your interest rate and APR may be higher than you'd like it. While they have the same 5.99 percent minimum APR as the other companies on this list, its maximum is 29.99 percent.