Have you ever felt stressed out? I know I have, and often it was related to some type of poor planning, whether it was work, family or money that triggered it typically started with a failure to plan properly. I know many of us who have had debt or are currently in debt have had stress related to it. We worry about how we are going to pay bills, where will extra money come from for unexpected expenses, we feel angry when a raise isn’t what percentage we expected, or a promotion was not achieved. I have read many articles chronicling these feeling, stating we wish we knew better when we were younger, that we have learned from these mistakes and now we look forward to the future, but still many still fail to plan and remain stressed out.
The Good Old Days
I’ve often said it, if I only knew then what I know now and have read many others say it too. One time I mentioned it in a post and a great comment suggested if I could go back in time and speak to my younger self, would I listen? I would hope so. I’m beyond that now, not dwelling on my past, just looking forward to my future, but do find it so important to pass on my wisdom and it starts with my three children. I want them to know more that I ever knew about personal finance, careers and the real world before they are eighteen, what they choose to do with the information is up to them. I know I’m creating an environment where we can have an open discussion on any of these topics.
Care What Others Think
Social media often presents the highlight reel of friends and classmates leaving us with a little envy when we scroll their feeds. It’s very rare that we get the bad side of things or how they are financing the vacations, cars or dinners. We need to remind ourselves that these things should not matter to us, why do people who are unimportant in our everyday lives have such an effect on us. They’ shouldn’t, if you need clarification just go talk to the Jones’s.
Wake up, You Need to Make Money
Yes you, wake up, you need to make money. By that I don’t just mean get out of bed and go to work, I mean we need to think beyond just working for someone else. The days of working for a single company for your entire career are over. You need to be in constant search mode for the next opportunity, have a plan B, and look at building something of your own. Wake up, you need to make money!
I’m sure you’re wondering what the hell does this abstract post have to do with anything, well I’ve heard the song “Stressed Out” by Twenty One Pilots a number of times, but it wasn’t until after 4 or 5 times that I started to zero in on some of the lyrics. I was surprised to learn that two 27 year olds would focus on nostalgia for their childhood and pressures of adulthood. A theme that is common in personal finance writing. When I heard the song it got me thinking and just maybe it will do the same for others.
Brian is a dad, husband, and an IT professional by trade. A Personal Finance Blogger since 2013 who, with his family, has successfully paid off over $100K worth of consumer debt. I want my three children to handle money better than I ever did at a young age. I have been teaching them as much as I can for the last 10 years. My goal is to continue to champion the financial literacy message and then why I created the “How To Rock Your Money” book. To help teenagers navigate their financial futures. I hope my family’s story of paying off over $100,000 worth of debt will inspire and motivate you to take control of your money. He blogs at BrianBrandow.com