I created my list of the 25 best personal finance blogs in 2018. The list grows every year as I discover other blogs along the way. It now includes 45 top personal finance blogs.
Collectively, these blogs cover most, if not all, areas that make up personal finance. You will find articles on banking, investing, retirement, estate planning, insurance, mortgages, budgeting, saving, and much more. All of these winning blogs provide detailed analysis and reviews of the topics they cover.
Besides my choices for the best personal finance blogs, I decided to recognize blogs that cover various niches. Though not meant to be comprehensive, the blogs listed are ones I've come to know, some on a personal level, others via recommendations from others.
I will continue to update the list as I discover new sites. If you have websites or niches you think I should include, please pass them along in the comments. Though I can't guarantee I'll add them. I promise I'll check them out.
Please let me know what you think and offer any recommendations in the comments below.
With that, here is my list of the 45 best personal finance blogs for 2020 and a few of the niche blogs I recommend.
Table of Contents
- 1 The 47 Best Personal Finance Blogs
- 1.1 1.Physician on Fire
- 1.2 2. ESI Money
- 1.3 3. A Wealth of Common Sense
- 1.4 4. White Coat Investor
- 1.5 5. Dough Roller
- 1.6 6. Get Rich Slowly
- 1.7 7. Money Saving Mom
- 1.8 8. Money Ning
- 1.9 9. Millennial Money Man
- 1.10 10. Making Sense of Cents
- 1.11 11. My Money Blog
- 1.12 12. Frugal Rules
- 1.13 13. P.T. Money
- 1.14 14. Budgets are Sexy
- 1.15 15. Women Who Money
- 1.16 16. The Retirement Manifesto
- 1.17 17. Bible Money Matters
- 1.18 18. The Simple Path to Wealth
- 1.19 19. Wealth Well Done
- 1.20 20. Maple Money
- 1.21 21. Frugalwoods
- 1.22 22. Len Penzo
- 1.23 23. The Penny Hoarder
- 2 Best Personal Finance Blogs – Other Veterans
- 3 * Best Personal Finance Blogs – Unique Offerings
- 4 * Best Personal Finance Blogs – Wedding Planning
- 5 * Best Personal Finance Blogs – For Professional Women
- 6 * Best Personal Finance Blogs – FIRE
- 7 * Best Personal Finance Blogs – Investing
- 8 * Best Personal Finance Blogs – Side Hustles
- 9 * Best Personal Finance Blogs – Managing Debt
- 10 Final thoughts
The 47 Best Personal Finance Blogs
The Physician on Fire is one of the best personal finance writers out there. I have my issues with some of the physician bloggers out and their attitude toward financial advisors. One of the many things I like and respect about PoF is his approach toward advice. He has a strong opinion about how they should be compensated and offers a list of advisors that meet that criteria. That's a refreshing difference in the blogosphere. Here's how he describes himself on his About page – “You can call me PoF, the Physician on FIRE. I'm an anesthesiologist, family man, and supposed outdoors enthusiast who spends way too much time indoors.”
His articles a thorough, well researched, and cover a variety of topics. He has a weekly series called The Sunday Best, where he features content from other bloggers that he's read during the week. It's one of the most read weekly summaries published.
A recent post on credit cards is an excellent example of the thoroughness of his writing. He's not afraid to take on the conventional wisdom of the personal finance community. If he thinks something isn't right, he's say so. He lives outside the echo chamber that many bloggers occupy. You'll want to check out his blog. Better yet, subscribe to it to never miss a post.
Check it out here – Physician on FIRE
2. ESI Money
John, founder, and author of ESI Money is a fifty-something retiree. Before starting ESI Money, John ran the blog Free Money Finance. Though he doesn't write for that blog, new content comes from guest posts from various writers. John spends all of his time now on ESI.
ESI stands for Earn, Save, and Invest. The blog focuses on these three things. There's a Millionaire Interview series in which ESI interviews successful people who, as the name suggest, are millionaires. The interview questions revolve around the three main themes of the. The ways people get to their definition of wealth and financial independence vary yet are similar. You wee that in the interviews.
Another interview series is the ESI Scale interviews. In these interviews, people answer questions about their success in working on the ESI scale. Once again, questions asked come from the earn, save, and invest categories. Participants have the opportunity to ask readers for help in any area they feel they need help. Readers offer their advice in the comments. These are two very informative areas of the site.
ESI also puts out lots of his killer content. I highly recommend this site.
Check it out here – https://esimoney.com
A Wealth of Common Sense is written and managed by Ben Carlson. Ben is a Chartered Financial Analyst (CFA). Ben's focus is on wealth management, investments, financial markets, and investor psychology. Ben is the director of institutional management for clients of Ritholz Wealth Management, LLC, one of the most recognized names in the advice industry.
Also, Ben has a weekly podcast. From the website:
“Every Wednesday, you can listen to a new episode of my podcast Animal Spirits with Michael and Ben. Fortune named Animal Spirits to its list of Best Business Podcasts.”
If you're an investor looking for insights and knowledge about your investment portfolio and the financial markets, stop by A Wealth of Common Sense.
Check it out here – https://awealthofcommonsense.com/
Jim Dahle is a practicing E.R. physician and one of the O.G. bloggers, especially among physician blogs. Like many physician bloggers, Dr. Dahle decided to learn about personal finances after having several financial advisors' bad experiences. He dove in to learn about personal finance and investing. As a physician and high-income professional, he was especially interested in learning what would help him and others in the high-income arena.
Here is how he describes the mission of WCI on his website:
The White Coat Investor has a three-prong mission that has served our community and us well over the years:
- To help those who wear the white coat get a “fair shake” on Wall Street (i.e., boost financial literacy among high-income professionals)
- To feed my entrepreneurial spirit (build something larger than ourselves, create jobs, and make a few bucks ourselves)
- Connect our community with the “good guys” in the financial services industry (thankfully, there are a few of them out there)
Even if you're not a physician, you will find valuable troves of articles, tools, book recommendations, and courses to help you get and keep your finances in order.
Check it out here – https://www.whitecoatinvestor.com/
5. Dough Roller
Started by Rob Berger, Dough Roller is another one of those blogs covering all things personal finance. Rob has been in the personal finance blog space for many years. He founded Dough Roller in 2007. A former litigation attorney in the securities industry, Rob brings a unique perspective in his own writing. Additionally, he has numerous expert contributing writers that provide content on the site.
With the focus on managing and investing money, additional topics include credit cards, personal finance, debt, insurance, and banking. Articles are detailed and in-depth on every topic covered. Rob and his team are experienced, engaging, and informative. I'm confident you'll find what you're looking for on the Dough Roller.
Check it out here – https://www.doughroller.net/
6. Get Rich Slowly
Like many successful personal finance sites, Get Rich Slowly highlights the story of the struggles of the founder, J.D. Roth. In his bio, he says he started in 2006 to document his efforts to get out of debt. These are compelling articles that are not hypothetical situations. Instead, they represent his real-life struggles to learn how to manage his finances.
When I read J.D.'s story, what struck me was the mentality he adopted to take control of his money. That is, he decided to look at his personal life as a business. He looked for ways to lower expenses, increase revenue, and pay down debt. He created a spreadsheet intending to be debt-free in 3 years. That goal became a reality. J.D. offers principles he learned that readers could adapt to their own lives.
Readers will also see featured articles from other writers and publications to further assist in the quest to control their finances. The style is relaxed, while the content is rich.
Check it out here – https://www.getrichslowly.org/
Crystal Paine is the founder and author of Money Saving Mom. Crystal is married and the mother of three kids. She's a devout Christian and lets you know that upfront as follows:
“I'm first and foremost a child of God. I'm passionate about glorifying Him and making the most of my days on this earth.” Crystal was a homeschooled child. She has five other siblings and credits her parents with much of her passion for being financially savvy.
If you're looking for the latest shopping deals and giveaways, look no further than Money Saving Mom. Crystal offers tips on finding deals at some of your favorite everyday stores like Target, Walgreens, and Walmart. She'll also help you find coupons for everything you'd possibly ever want or need. She even has a coupon database with over 4,000 coupons on it. Yup. I said 4,000! You can also find posts on managing your money, home and family, recipes and cooking tips from the kitchen, and much more.
Learn from someone who lives to find deals.
Check it out here – https://moneysavingmom.com/
8. Money Ning
Founded by David Ning in July 2007, Money Ning is one of the most straightforward websites to navigate. He has a fresh menu with limited categories (Frugal Living, Investing 101, Money Management, Beyond Money). Click on one of the titles, and you will find subtopics with multiple articles on each. David writes most, if not all, of the content on the site. They are succinct, free of industry jargon, and cover each topic thoroughly.
Here's what David says about MoneyNing.
MoneyNing is all about:
- Helping You Become Debt Free
- Showing You How to Build Wealth Through Time
- Letting You See For Yourself How Financial Choices Impact Your Life
MoneyNing has multiple offers on products and services, including banking, internet, mortgages, and travel. Reviews of each are thorough and detailed. Debt reduction and elimination strategies are a big part of the focus.
Check it out here – https://moneyning.com/
The founder and author of Millennial Money Man is Bobby Hoyt. Bobby says his site is geared toward Millennials. Here's what he states as his mission:
“On this site, I teach Millennials how to make more money, save more money, and pay off debt so that they can live their best financial lives (and maybe drink some boujee wine or enjoy some fresh avocado toast here and there).”
Ah, yes. The avocado toast. If I said that as a Boomer, I'd probably get banned from the blogosphere, I guess, as a Millennial, Bobby can get away with it. Good for him.
Like many Millennials, Bobby graduated from college with a mound of student loan debt – $40,000 worth. Unlike many Millennial bloggers, Bobby understands there is more than one path to financial independence. He focuses on three main areas – making more money, saving more money, and paying off debt. You can find Bobby on many major financial news sites like Forbes, Business Insider, CNBC, and Yahoo finance.
He reviews and recommends several tools to help you get a handle on your finances. You won't be disappointed if you spend some time on Bobby's site.
Check it out here – https://millennialmoneyman.com/
Michelle Schroeder-Garder describes herself as a young adult. After 2 1/2 years (one smart lady!), she graduated from college from what she describes as an expensive private school. Michelle moved on from there to get her MBA in finance. After graduation, she secured a job in the financial services industry as an analyst. Her over $38,00 in student debt weighing on her, she decided to put herself on a plan to become debt-free.
Having achieved that goal, she thought it would help write about her experience (sound familiar) and started Making Sense of Cents. The blog became so successful that she left her corporate job and began blogging full time. Her husband and their two dogs now travel the country managing Making Sense of Cents from an R.V. (NICE!) They purchased the R.V. with the revenue generated from her blog.
As for personal finance content, there is plenty. Clicking on the category tab opens up multiple topics related to personal finance with several article choices for each. Visitors will find a category for how to save money and how to make extra money. There is also a travel tab (which she knows something about).
Want to learn how to start a blog? She has a course offering for that. Want to learn how to monetize that blog? She has a course for that too. There is something for everyone at Making Sense of Cents.
Check it out here – https://www.makingsenseofcents.com/
11. My Money Blog
The author of My Money Blog is Jonathan Ping. He says he's been “sharing about money” since 2004. Unlike many of the sites on my list, Jonathan keeps his topics pretty limited. He has four menu categories – early retirement, investing guide, money-saving tips, and credit card rewards. The early retirement page offers four articles with four lessons – Savings Rate, Earn More vs. Spend Less, Home-Buying and Mortgages, and How Much Can I Afford.
There are numerous additional categories on the right-hand column of the page. Some examples include annuities, book reviews, behavioral economics, funny, frugal living, inspiration, giving back, insurance, recipes, time management, and taxes.
Check it out here – https://www.mymoneyblog.com/
12. Frugal Rules
John Schmoll is the founder and author of Frugal Rules. His struggles are what prompted him to start Frugal Rules. When he came out of college, he had around $25,00 in credit card debt. As the name suggests, one of the keys to financial freedom is living within your means and debt-free. John uses his personal story as a means to help others.
The tagline of the site is Freedom Through Frugality. As you would expect, then, there is a significant section of the website focusing on frugality. Like many of the sites on my list, John emphasizes the formulas for success, like keeping expenses low, saving more, and eliminating debt. That's how he obtained financial freedom. That's what he recommends for his readers.
In addition to the frugality lessons, John offers advice and recommendations on investing, debt, best credit cards, and online brokerage. The resources tab provides short reviews and special offers on many items.
Check it out here – https://www.frugalrules.com/
13. P.T. Money
Philip Taylor (the P.T. in P.T. Money) started and is the proprietor of P.T. Money. Philip is passionate about helping people gain financial freedom. In addition to traditional articles, P.T. has a podcast called Masters of Money. Visitors can subscribe on iTunes, Stitcher, Overcast, and Google Play.
P.T. Money covers savings and investing as the two primary topics. Subtopics include auto savings apps, best budgeting apps, and savings and accounts. The investing category offers reviews of robo advisors and stockbrokers. The +More link provides links to life insurance offers, free credit score, mortgages, student loan refi, and a new addition that includes retirement calculators.
P.T.'s also known for founding FinCon, a conference for anyone involved in the personal finance space. FinCon is held annually at a variety of locations. Last year it was Orlando, FL. I attended for the first time. It was a fantastic event with over 2,000 participants from the finance community, including bloggers, media, podcasters, authors, and even academia. If you're involved in personal finance, I highly recommend this event. The 2019 event was in Washington, DC, not far from my Northern Virginia home.
Check it out here – https://ptmoney.com/
14. Budgets are Sexy
J. Money (J$) started Budgets are Sexy in February 2008. J$ states that his goal for the site is “to get people to stop and *pay attention* to their money.” As the title of the blog suggests, he's a huge fan of budgets. From his “About” page: Budgets = Confidence = Sexy.Visitors will find Excel budget worksheets they can download. Keeping it fun is a part of J$'s strategy. Looking at one of the category links, “Spaving” is a perfect example. “Spaving” represents spending and saving strategies. Good stuff!
J$ sold his blog in 2019 to a subsidiary to The Motley Fool. That shocked and surprised many in the financial community. What would happen when The Fool took control. The answer – nothing much changed. J$ stayed on as the chief writer. During that time, a search was underway for someone to take his place when his time was up.
We met the new author, Joel, on June 1, 2020. His author box says the following:
“Joel is a 35 y/o Aussie living in Los Angeles and the guy behind 5amjoel.com. He loves waking up early, finding ways to be more efficient with time and money, and sharing what he learns with others. Rise Early | Retire Early! in this post – Elvis has left the building … but the show must go on! He's been churning out content ever since.
Check out Budgets are Sexy here – https://www.budgetsaresexy.com/.
15. Women Who Money
As the name suggests, Women Who Money is a site geared to help women make the best decisions about their finances. Rather than try to communicate their mission, I'll let them tell you what they desire. From their homepage:
We desire to:
“Empower women with the knowledge, skills, and resources necessary to improve their financial health and ultimately build financially secure and independent lives. You have money questions and concerns. We have answers. We understand the nuances of being female in today's financial world. Our team has eliminated mountains of debt, saved thousands of dollars, and invested responsibly for a financially secure future. We're now on a mission to guide other females to success on their own financial journeys.”
Women Who money's founders are Amy, who blogs at Life Zemplified, and Vicki, who blogs at Make Smarter Decisions. They have expanded their team to five members and encourage guest posts from other women.
They have organized their content in a way that resembles college classes with 100-level (novice), 200-level (intermediate), and 300-level ( advanced). You'll also find reviews on books, apps, and other financial related topics. They publish interviews with women who've had success in eliminating debt, raised families, went back to work, and become entrepreneurs. To offer further insight, they provide a directory of websites and podcasts of other successful women.
If you're a woman looking for advice and education catered to women, you owe it to yourself to check out this site. You will find the posts thought-provoking and challenging. If you're not sure about how to plan for your retirement, you owe it to yourself to check out Fritz's site.
Check it out here – https://womenwhomoney.com/
As the name suggests, The Retirement Manifesto is a blog about planning for and getting through retirement. The author, Fritz Gilbert. Fritz is the author of a recently published book, Keys to a Successful Retirement: Staying Happy, Active and Productive in Your Retired Years. In the book (and the blog), Fritz chronicles his journey to retirement, the steps he took, the success and failures along the way, and the lessons learned.
Fritz wrote his first article in April 2015. He retired in June 2018. Read about his journey and find out what he's up to now on his blog.
From the website:
“I focus on practical Financial Independence and Retirement Planning issues for folks within ten years of retirement.”
If that describes you or you want to know what to do when you get to the point, I will encourage you to visit The Retirement Manifesto.
Check it out here – https://www.theretirementmanifesto.com/
Bible Money Matters is a unique site. Started and managed by Peter Anderson, they focus on managing personal finance from a Biblical perspective.
Peter says his three primary topics for the site are “– finances, faith, and family – while sprinkling in a fair dose of just about everything else.” As you see from the logo, his tagline is Give More, Save More, Live More. The two main categories – Making Money, Saving money -match this tagline.
If you're not a Christian, you should still check out this site. Yes, many articles reference Biblically based personal finance. In reality, these principles are sound for anyone. The common themes throughout are pretty straightforward and similar – save more, spend less, live within your means, invest wisely. These are also Biblically sound financial principles.
Being debt-free, another of Peter's themes, provides the best financial freedom there is.
Readers will also see some unique articles. One example is 10 Weird and Unconventional Ways to Make Money. Weird and unconventional are appropriate terms for what's in this article.
So, don't let the name discourage you if you aren't a Christian. This site is full of valuable content and special offers.
Check it out here – https://www.biblemoneymatters.com/
As the name suggests, JL Collins is the founder and chief writer of JLCollinsNH. The Simple Path to Wealth is the title of J.L.'s book. Mr. Money Mustache writes the forward of the book (he gets around).
On his About page, J.L. says, “Around here we discuss: Money – Life – Travel – Business.” And that's an accurate description. There is a menu link to a stock series that currently has 22 articles in it.
His manifesto tab lays out his thoughts on how to successfully build wealth. Here's what J.L. says are the keys to financial independence: “spend less than you earn – invest the surplus – avoid debt.” Sound familiar?
Articles are serious, honest thoughts on The Simple Path to Wealth.
Check it out here – https://jlcollinsnh.com/
19. Wealth Well Done
Wealth Well Done is one of the more unique of my top 25 best personal finance blogs. Why? Billy B., the site founder, went to prison for ten years when he was 21 years old. He was convicted of “Reckless homicide by delivery of a controlled substance” after one of his good friends, he had partied with overdosed and died in his sleep.
I first heard Bill's story when I read it on ThinkSaveRetire. I reached out to him, and we did an interview on my blog titled How to Persevere When You've Hit Rock Bottom. It's an inspiring story of triumph amid overwhelmingly bad odds. When I went to the site, I was even more impressed. While in prison, Bill focused on transforming his mind and learning to write. Wealth Well Done is the culmination of those efforts.
Bill and Amanda, whom he married in 2015, focus on three principles for their site.
- Escape Your Prison
- Compound Your Cash
- Pursue Your Purpose.
Escaping your prison means letting go of the things you regret. Whether that's a bad marriage, bad financial decisions, addiction, or something else, the key to freedom is to release yourself from your mental prison.
Bill's history makes this one of the most inspiring sites on the list.
Check it out here – https://www.wealthwelldone.com/
20. Maple Money
Tom Drake runs the Maple Money blog. Tom is a Canadian blogger who started Maple Money in 2009. In the blogger world, ten years is an eternity. He's a veteran in the personal finance space, and it shows in his writing and content.
Tom covers four main areas – “…how to make money, save money, invest money, and spend money in a way that creates lasting financial freedom.”
Tom also has a very successful podcast called The MapleMoney Show. The show first aired on August 18, 2018. He's interviewed dozens of people on a variety of topics. If you'd rather listen than read, The MapleMoney Show is a great option to consider.
Though Tom is Canadian, you don't have to be a Canadian to benefit from his content. The principles you'll find here are for everyone. Be sure to stop by and take a tour.
Check it out here – https://maplemoney.com/
Introducing themselves as the Frugalwoods, Nate and Liz live on a 66-acre homestead in Central Vermont. Like many of the younger bloggers, Nate and Liz quit their corporate jobs in Cambridge, MA, by living the life of “extreme frugality” and saving 71% of their income. That 71%, she says, is after their 401(k) contributions. Pretty impressive!
The site has a month-by-month archive of their articles on the left side of the page. The right side contains links to numerous and varied categories. Categories include traditional financial topics. These get supplemented by creative personalized topics like Frugal City Living, Frugal Hound Sniffs, Frugalwoods Philosophy, and Frugalwoods Reviews.
Additional non-financial topics include kids, epic treks, food, clothes, cars, and entertainment. “Reader Case Studies” highlight stories submitted to Frugalwoods and retold on the blog. Also, there is a Reader Suggests section where Mrs. Frugalwoods offers her top choices from reader discussion groups, comments, and forums. It is a very smart, informative, and unique site.
Check it out here – https://www.frugalwoods.com/
22. Len Penzo
Len Penzo is genuinely one of the O.G.'s in the blogosphere. He started Len Penzo dot Com in December 2008. Those of us who blog know blog years are counted like dog years. So that makes Len's blog like 75 years old or so in blog (dog) years. That's a long, long time. According to Len, he's had more than 10 million page views and over 5 million visitors. Well done, my friend.
Here's how he describes himself on his about page:
“I've always had a strong disdain for debt, which is why I've been practicing sound personal finance management since I graduated from high school many years ago. Using money, I saved working as a teenager, and throughout college, I was able to fully pay for my own education, room, and board, without the benefit of any loans.”
In case you need a translation, Len knows what he's doing with his money. Asked what the central theme of his blog is, Len will tell you this:
“Well, my blog is all about being personally responsible — not only for our personal finances but also for everything else we do in life. As you will learn from my blog, the great thing about financial freedom is that anyone can attain it — regardless of income level!”
Did I mention that Len has a degree in electrical engineering and an MBA? I guess I just did. Not only is Len's advice practical based on his own life experiences, but he's also well educated. Len has a fun and unique writing style that keeps readers engaged. He makes personal finance fun. And think about that coming from an E.E. Pretty cool if you ask me.
Check it out here – https://lenpenzo.com/
Kyle Taylor is the Founder and CEO of The Penny Hoarder. According to their About Page, The Penny Hoarder “was named the fastest-growing private media company by Inc. 500/5000 two years in a row.”
You will find articles on making money find deals on food, groceries, and even recipes. There's a section on how to get money out of class action lawsuits. The smart money section has the usual personal finance topics like debt, budgeting, bank accounts, retirement, and taxes. There's also a section to alert us to the various scams thieves use to try and separate us from our money.
The Penny Hoarder has a great staff of writers. They feature content from freelance and other writers who are experts in their topics. You can spend a lot of time on this site and never see the same thing twice. I highly recommend you visit them.
These blogs are what we feel represent the best of the personal-finance blogging community. Others could make a case for being included. These are our personal favorites.
What follows are additional blogs we like. Various categories list them. Like the top 25, these are blogs we feel stand out as unique in their group. Some have been around for a long time. Others have not. We think these offer the right mix of both.
We hope you enjoy these and find blogs you may not have known.
Best Personal Finance Blogs – Other Veterans
Once a blog reaches a reasonable size and brings on multiple writers, it becomes less about the founder's personal story and more of an independent digital publisher. The blogs that follow still represent exceptional quality and some of the best money advice in the blogosphere.
Trent Hamm, who started The Simple Dollar, says the site's mission is “providing well researched, useful content that empowers our readers to make smart financial decisions.” The site is a virtual marketplace of information about everything personal finance. You can find reviews on credit cards, loans, insurance, investing, and banking.
When you click on any of these category links, you'll find a menu of “best of” for the various offerings in that category. Each one has a detailed comparison and review. Their blog covers a wide variety of personal finance topics to help you get educated before you shop for products or services. Check them out at the link below. You won't be disappointed.
28. Go Curry Cracker
Jeremy from Go Curry Cracker is a travel hacker extraordinaire, a tax genius, and an overall smart guy who pays attention to what's going on around him. His blog is about his travels and how to think about money in a whole new way.
And when I say money, what I mean is a lifestyle. The cheaper and more streamlined your lifestyle, the better positioned you'll be to accomplish your goals – whether that be traveling the world or just hunkering down in your home town. Jeremy is analytical and eloquent and one of the unique writers in the personal finance space. After all, just read what his about page starts with, “Go to school. Get good grades. Get a good job. Buy a house. Work for 30+ years. Be a good consumer. Retire on a golf course.”
Don't let the name distract you. Mr. Money Mustache is a credible personal finance website. It's written by a guy who was tired of the rat race of the corporate life he and his wife were living. They wanted to start a family, so they decided to retire. What? Retire to start a family?
Yes! That's what makes this site so valuable. Pete, which is the only name I could find for the author, retired at age 30. He started this blog in 2005 at age 36. Pete says he made it because he “lived a lifestyle 50% below his peers.” He saved a lot more than most. Not earth-shattering, but very difficult to implement.
You can read his entire journey to financial freedom, starting with his first article, written on April 6, 2011. He tells his own story and challenges readers to think about their own lives and how to affect change to move toward financial freedom.
There are multiple articles and recommended resources, a MMM Classics page representing selections chosen by Mr. Mustache. It's a fun site but chock-full of great material to help you manage your finances.
* Best Personal Finance Blogs – Unique Offerings
The money Saved is Money Earned blog is one of the more unique blogs I've found. What makes it unique is that the blog has two owners and authors, Tawnya and Sebastian. Partnerships are not that unique. This one, however, is unique due to the differing backgrounds of the partners.
Sebastian is an immigrant from India. He came to America when he was 22 years old with little money and little family in the Portland, OR area where he landed. Sebastian worked two jobs while putting himself through college. He worked his way up the ladder at the City of Portland. He ended up working as a senior financial analyst for the city.
Tawnya, on the other hand, is a special education teacher in the Portland school system. Tawnya has worked hard, often taking part-time jobs, to pay off her student loan debt. She recently purchased her first home, saving enough for a 20% down payment.
As you can imagine from their background, the writing and topics covered are wide-ranging and from different perspectives.
Check it out here – https://www.moneysavedmoneyearned.com/
Jesse Cramer is the creator and author of The Best Interest blog. Jesse is an engineer. As such, he's never found a technical topic he couldn't cover in great detail. One of the focuses of the blog is taking complex issues and breaking them down into easily understood language. He's an expense tracking hawk, using YNAB to track every dollar that comes through his coffers.
If you want to explore everything from personal finance basics to complex subjects like Explaining Bitcoin in Simple Terms, The Best Interest is a place you want to visit.
Check it out here – https://bestinterest.blog/
32. A Dime Saved
A Dime Saved was started by Robyn, who describes herself as a millennial mom with a passion for personal finance. Robyn is an MBA and has been studying personal finance for several years now.
She has always been “into” personal finance but got really inspired to start her blog after a period of extended unemployment. That experience dramatically changed how she viewed her relationship with money and the importance of accessible personal finance education.
Robyn says she speaks specifically to low-income people who are not looking to get rich or retire early; that she's not trying to preach anything. Rather, she shares her experiences and ideas and hopes that someone out there can relate to my content.
Check it out here – https://adimesaved.com/
Wealthtender is a unique website started by Brian Thorp. He's created a one-stop resource for all things finance-related. If you're looking for guidance on personal finance, this is your place. There are lists of individuals and firms for financial advisors, coaches, finance blogs, podcasts, online courses, and free (and low-cost) services.
Click on any of those categories, and you'll find a list of resources with links for you to check out. There is no obligation to do business with any of them. However, if you're looking for help, you will find what you're looking for at Wealthtender.
In addition to these resources, you'll find numerous free guides, articles, and other directories.
Check it out here – https://wealthtender.com/
* Best Personal Finance Blogs – Wedding Planning
Jessica Bishop founded The Budget Savvy Bride in 2008 after planning her affordable wedding, and the site has grown to become the go-to resource for couples who want to have a beautiful wedding on a budget.
The Budget Savvy Bride is the only wedding planning blog that shares the budget breakdowns of real weddings from across the USA, so you can check out how other couples spent their wedding budget.
The Budget Savvy Bride also features tons of incredible money-saving tips, inspiration posts, and advice for keeping things in perspective while planning. Not to mention, there are also DIY project tutorials and free wedding printables to help you craft decorative details to make your wedding look luxe for less.
Couples shouldn't go into debt to pay for a one-day party, so Jessica's focus is to help couples pull off the best wedding they can have on the budget they can afford.
Check it out here – https://thebudgetsavvybride.com
* Best Personal Finance Blogs – For Professional Women
The Female Professional blog is the brainchild of Sanjana (SUN-jah-nah). She is a physician anesthesiologist who also has an MBA. From the midwest initially, she now practices medicine and resides somewhere in southern California.
What started as a personal blog a few years ago has evolved into the platform you see today. Contributors to the site are all professional women who have overcome hurdles, dealt with adversity, worked hard, and persevered to achieve their version of success (or are currently still pursuing it).
The goal here is to empower women to achieve their vision and goals for themselves. By sharing our stories, we can learn so much more and go further.
Women empowering women is a powerful place to be.
Check it out here – https://thefemaleprofessional.com/
* Best Personal Finance Blogs – FIRE
36. How to Fire
Sam and John started getting control of their finances when they were sophomores in college, soon after they got engaged. They were broke and desperate for a change and followed Dave Ramsey before finding financial independence and early retirement.
They paid off over $35,000 in debt while in college while saving for a house down payment and their wedding. Several years later, they now save over 50% of their income with hopes of achieving early retirement!
Their goal is to help families find their FIRE version through budgeting, saving, investing, side hustles, and travel hacking. Sam has a B.S. in Finance and an MBA degree that she used at a top financial firm before quitting her job to pursue their side hustles full-time. They want other people to be able to pursue their passions due to smart money management, too.
Check it out here – https://www.howtofire.com
37. Partners In Fire
Written and managed by Melanie Allen, Partners in Fire started in 2017. Melanie has a stated goal to retire from her full-time job in January 2021. In retirement, she wants to go back to school and study anthropology. Talk about eclectic!
In addition to focusing on FIRE, Melanie also focuses on lifestyle posts. From her website:
“Partners in Fire is a financial independence and lifestyle blog with a huge emphasis on the lifestyle part. In fact, our main focus is to embody the spirit of financial independence rather than the technical aspects of it. That means we focus on the whys of financial independence – freedom, passion, and building the life of our dreams.”
Melanie is not afraid to get into the trenches with her writing, as evidenced by this post, Personal Finance is Political. You will find some reliable financial independence content and a wide range of other informative posts on various topics.
Check it out here – https://partnersinfire.com/
38. Radical Fire
Marjolein is the founder and author of Radical Fire. She decided in 2018 to turn around her finances so she could be financially free and live the life of her dreams.
Like many FIRE bloggers, Marolein had student loan debt weighing her down. In her case, it was $20,000. She found herself spending money on things she didn't need or even value and was unhappy in her job. During that time, she searched the internet looking for help. She found the FIRE community, those seeking to reduce debt, spending, and increase savings to get financial independence.
In so doing, she says she “crunched my numbers and noticed that I could be financially free in 10 years if I would stop spending like it was 11:59 pm on Black Friday.” Follow her on her journey and find the tools you need to become financially independent.
Check it out here – https://radicalfire.com/
* Best Personal Finance Blogs – Investing
39. Invested Wallet
Invested Wallet was started in the Summer of 2018 to help beginners and beyond get more control over their money and learn how to invest. The website was founded by Todd Kunsman, who, since 2014, taught himself everything about personal finance and investing while improving his career worth.
You'll find opinion articles, how-to's, financial product and service reviews, and tips around personal finance, side hustles, and earning more money. You'll find a few related categories on the site where you can find a plethora of information.
Now, what you won't find is a millionaire or six-figure blogger, either. Instead, you'll find an everyday person in their 30s who improved their situation through self-education and trial and error. The goal is to help anyone and everyone in a more relatable and realistic way.
40. Debt Free Doctor
Dr. Jeff Anzalone is a periodontist practicing in Louisiana and creator of the Debt Free Doctor site.
He originally started the site to help other doctors and high-income earners pay off debt quickly as he initially started with over $250,000 in student loans. One of the questions he initially sought to answer was, “Should high-income earners invest while paying off debt?”
After becoming debt-free, he became complacent and didn't like it. That's when he realized that he hadn't created any other streams of income besides his practice.
After researching possibilities, he fell in love with real estate, specifically passive real estate investments. He's now on a mission to teach others how to reach financial independence using the passive income from real estate investing.
41. Wealthy Nickel
Andrew started Wealthy Nickel to help others take control of their finances and reach financial independence. Wealthy Nickel delves into Andrew's personal experience raising a family on a single income and building wealth through real estate investing.
While he blogs about personal finance, Andrew's focus is on making money and using side hustles to build wealth faster. He has a Side Hustle Interview series that documents many different entrepreneurial ventures and what it takes to be successful.
Just Start Investing is a new personal finance site started with a straightforward mission – make investing easy.
And while simple index investing strategies are the focus of Just Start Investing, that's not all you'll find there. The site has quickly become an authority on all things personal finance, including investing, budgeting, credit cards, banking, and more. Don't believe me? Just check out their credit card tool to find the best card for you based on your past spending habits. You'll never let another dollar of cashback slip away!
Just Start Investing is the place to go if you're looking for straightforward and easy-to-follow personal finance advice. Heck, they've already been in Forbes, Business Insider, U.S. News and World Report, and countless other sites for their applicable content. We think you'll like them too!
Check it out here – https://www.juststartinvesting.com/
43. Value Nomad
Matt started Valuenomad to demystify alternative investments such as P2P lending, cryptocurrencies, and real estate crowdfunding. It also brings you the latest data about tech products, salaries in the IT industry, cost of living for digital nomads, and other relevant information for digital nomads and people interested in a less common routine.
You will find product reviews and price comparisons on a variety of products. Looking for a laptop? They have you covered. Looking to invest in or borrow from a peer to peer lender? You'll find that too. Before you buy a fintech product, be sure to visit ValueNomad.
Check it out here – https://valuenomad.com/
* Best Personal Finance Blogs – Side Hustles
44. I Like to Dabble
I Like to Dabble is a site to guide you on the path to financial freedom through creative dabbling and experimentation with side hustling and varying other means that grow your income.
Of course, with that, you need to manage that extra money and decide the best way to use and optimize it in a way that works for you and your life (and getting great deals like cheap travel).
We also discuss important things, like the darker side of side hustling, shifting into full-on entrepreneurship as we do that, burnout, corporate bs, and finding ways to live a more fulfilling life. Follow us on Facebook and Twitter @iliketodabble.
Check it out here – https://iliketodabble.com/
45. My Life, I Guess
Amanda hails from Northern Ontario, where she ambitiously tries to keep the “person” in personal finance through her blog, My Life, I Guess.
She accidentally stumbled upon the personal finance world back in 2012 when she found herself in a pretty serious work/life UN-balance and began concentrating on how to change her situation and get out of debt.
She is a real person with real problems and isn't afraid to share her mistakes about her finances and career along the way. By sharing her story and her bad decisions, Amanda hopes to help you avoid making the same mistakes she made. Or get past them if you already have.
Check it out here – https://mylifeiguess.com/
* Best Personal Finance Blogs – Managing Debt
46. Arrest Your Debt
Ryan Luke, a police lieutenant in Arizona, started Arrest Your Debt to help other first responders manage their money and get out of debt.
The law enforcement community does not openly discuss personal finance and debt. Ryan has made it his personal mission to educate and help as many first responders as he can.
Realizing that his message applies to the general public, he also teaches ordinary citizens the proper way to manage their money using common sense and easy to understand techniques.
Check it out here – https://arrestyourdebt.com/
47. Money Life Wax
Josh runs the blog Money Life Wax. He says they want to provide the how-to mindset and resources for others to learn how to create both financial options and life of everlasting happiness to help make a difference in the world, even if it is a small difference. Their content aims to motivate and incite action in the reader's lives to create a better financial situation for themselves.
He and his then fiance' (now wife) combined $300,000 in student loan debt and a negative $100,000 net worth. They currently have around $80,000 in student loans and no other obligations except a mortgage. He says he will be debt-free in 2021! Well done!
That process typically starts with teaching how to pay off debt and become more knowledgeable on the subject of money. A healthier financial situation means a healthier home, family, relationship, community, and a lot more happiness!
Check it out here – https://moneylifewax.com/
Thanks for taking the time to review the best personal finance blogs of 2020 with me. It was hard narrowing the list down to the top 25. That's why I added the new niche blogs to the list. Estimates say there are close to 2,500 finance-related blogs. So, this list could very quickly have been the top 100.
I encourage you to spend some time getting to know these great writers. I'm confident you'll find something you can use or learn from all of them. As with anything, you won't love all of them. It's likely; there are some that you will pass on visiting a second time. That's OK. Everyone's taste is different. The list offers you a selection to find those blogs that speak to you and provide the information and education you're looking to find.
Now it's your turn. Where do you go for financial education? What blogs/websites are your go-to resources? Let me know in the comments below.