Best of The Web: Money With A Purpose


Fred from Money with a Purpose stops by to host his second Best of The Web. Fred breaks down the best blog posts you should be reading.


Hey there, Money Geek readers!.

I’m happy to step in and do my best to offer some great content I came across this week.

In case you missed my last entry, I’m Fred Leamnson. I run a blog called Money with a Purpose.

I primarily focus on personal finance topics like saving, investing, retirement and the like. I also write about fun lifestyle things.

Due to popular demand, I’ve been adding content on overcoming adversity. Everyone encounters adversity at some point in life.

I love to hear and tell stories of what folks did to overcome it.

I had a blast putting this list together for Michael.

I hope you enjoy the articles as much as I did.

Thanks again Michael for letting me have some fun on your site!


3 Posts I Am Digging 

Is it Ever ‘OK’ to Lease a Car?


The post comes from Miked Up Blog. Mike, the author of the, offers a great discussion of both sides of the argument of buying and leasing a car.
I loved this post. The decision of whether buying or leasing is better is a much-debated topic.
First of all, I don’t know of anyone who enjoys dealing with auto dealerships and the painful process involved with getting a car. It’s just not a fun process, is it?

There are so many layers to the decision – New or used? Cash or finance? Buy or lease? What kind of extras?
At the end of the day, the decision to buy or lease is personal and financial. Like many decisions, it depends on what you want and what’s best in your situation.

I promise this post will help sort through the decision and make it easier when the time comes.


Is it Ever ‘OK’ to Lease a Car? – MikedUp Blog

This post may contain affiliate links that help Mike keep the posts coming but cost you zero extra. Please see my disclosure page for more details. (Photo courtesy of MKulp Photography) “Alright, class. Hands up if you’ve ever leased a car…”


Why It’s Better To Be Invested Than Invest At The Right Time


The post comes from the blog, Personal Finance For Beginners. Aaron, the author of the blog, features his own content and posts from other bloggers. I’ve had the privilege recently of writing for Aaron.

The title of this post says it all. It’s one of the things I teach (or is it preach) on my blog. Too many people waste time trying to time the market or by the latest trend or hottest stocks.

Investing doesn’t have to be complicated. And I’ve never understood why some investors goals are to “beat the market.” The simple truth is that very few, if any, investors consistently beat the market.

Why not just take what the market offers? You’ll be better off than most everyone else. The writer offers three investment truths that will help you in your decisions.

Check it out and let us know if these truths make sense.


Why It’s Better to Be Invested Than Invest at the Right Time – Personal Finance for Beginners

Today we have a guest post from Real Finance Guy. “RFG” writes on a variety of advanced financial topics including stock option compensation, investing in condos, and long-term investing. I hear it all the time: “I don’t want to invest right now… It’s the peak of the market.”


Lost In Translation


This post comes to us from my friend, Deanna, of Ms. Fiology. She and I did a joint post together telling our stories of dealing with addiction, she from a recovering addict’s perspective, and my wife and I from being parents of an addicted son.

Deanna has a unique style of writing and always sprinkles parts of her own story into her posts. The Lost in Translation post is no exception.

She talks about how the wounds or our past can shape us, positively or negatively. She offers a process based on Charles Duhigg’s book, The Power of Habit.

I learned about the three-step process of understanding triggers, those things that cause us to fall into a habit (good or bad). That leads to the habit. The habit always leads to a reward, good or bad depending on the habit.
It’s a great read and gives readers an opportunity to think about the habits in their own lives, good or bad.

Oh, and if you stay to the end, you’re learn the context of the image that says, “Please, do not put brown paper in the toilet.” That’s enough to encourage you to read it right there!

Hope you get as much out of it as I did.


Lost In Translation – Ms. Fiology

Have you ever said something that got lost in translation? Traditionally this refers to something which is translated into another language and the subtlety of the meaning is lost. However, I propose it can happen in everyday life while speaking in one language. Yeah, I know you want to talk about the sign in the …

My Post You May Dig

Gain Financial Freedom: Know Your Why


Many people these days, especially the personal finance blogging community, is chasing the goal of financial independence. What they’re really chasing, though, is financial freedom.

My challenge to this goal is not the goal itself. It’s a challenge to ask people to stop and think about why they’re chasing it. What does financial freedom look like? Why is it important? What will you gain from it that you don’t enjoy now?

In other words, what’s your why? What’s your purpose?

I offer a framework for helping people figure out how to determine a purpose. If your purpose is well defined, the exercise can help validate or refine it.

Let me know what you think.


Gain Financial Freedom: Know Your Why – Money With A Purpose

No matter the definition, everyone wants to gain financial freedom or financial independence. I like financial freedom better. It describes what financial independence offers – freedom. It’s the freedom to make decisions about your life (work, where to live, what to buy, etc.) without concern about money.

Geeky Fact



Michael always likes those of us who do his Best of the Web series to include a geeky fact about ourselves.

As I told him, I’m a pretty boring person. And no one would ever accuse me of being a geek. In fact, when I communicate via text or Facebook messaging with Michael and others, I often have to Google the abbreviations I see to find out what the heck they’re talking about.

Idk, lmao, imo, woke, rofl, just to name a few.

One urban site I found lists over 1,500 text abbreviations! RUKM!! (are you kidding me for the uninformed).

Ok, I guess this is more a confession of an OOT (does that work for out of touch? I’m going with it) old guy than a statement of a geeky fact. It will have to do.

Thanks for allowing me to play on your site, yet again.

Hope you all enjoy these as much as I did.


Thank You, Fred for stepping in and doing this weeks Best of The Web


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