Best of the Web
Hosted By The Finance Twins


Fellow Money Geeks! It’s a blast to be here today to guest curate the best of the web. I scoured the internet for hours this week to find the best content so that you wouldn’t have to.


Our names are Camilo and Francisco and together, we run The Finance Twins. Our site is dedicated to helping everyday people develop supernatural money powers. Heck even teaching the basics of personal finance gets us fired up.


You see, we grew up super poor and know first-hand how hard it is to learn about money if you didn’t have someone at home to teach it to you. After our dad died, we were raised by a single mom who struggled financially. Knowing education was going to be our only way out, we studied and competed to see who’d do better in school. One of us went to med school at the Mayo Clinic and the other got an M.B.A. at Harvard, so I think it’s a toss up.


Today we are excited to share some of our favorite articles of the week. We know you’ll love them as much as we did.

3 Posts I Am Digging


This Powerful Japanese Technique Makes You Better Every Day


The Rich Miser came out swinging this week, with a bombshell that can help anyone improve their life.


In his article, he discusses a Japanese technique of continuous improvement, called Kaizen.


The reason we love this article is because of how you can apply the principles of Kaizen to all facets of life. Relationships, money, professional, personal, etc. According to wikipedia, “Kaizen is a daily process, the purpose of which goes beyond simple productivity improvement. It is also a process that, when done correctly, humanizes the workplace, eliminates overly hard work, and teaches people how to perform experiments on their work using the scientific method and how to learn to spot and eliminate waste in business processes.”


It forces you to focus on the things that actually matter and will move the needle.


It’s one of those articles you’ll want to bookmark for the future.


How to Overcome a Gambling Addiction – A True Story


Money With A Purpose is back with his Overcoming Adversity series, and it did not disappoint.


He Chronicles the story of a gambling addiction and the way it formed and further developed.


Gambling addiction, like many addictions, is dangerous because it can go unchecked for years since it doesn’t leave any physical scars on the addict. You can look like an ordinary person but be teetering on the edge of personal ruin.


He shows exactly how easy it could be to fall victim to gambling and wanting to ride the highs of winning money. The reader gets vindication at the end with a happy ending.


Thank you Money With A Purpose for bringing humanity to the world of money.

Can You Raise A Family On One Income As A Veterinarian


Finally, we have a splendid article by Financial Wellness DVM who explores what it’s like to be a sole breadwinner as a woman veterinarian.


At first glance it may seem like a silly question to explore, since surely, veterinarians earn more than the average U.S. household. However, vet school isn’t cheap by any means, and the tremendous levels of student debt, combined with salaries lower than those of M.D.s, helps to paint a dreary picture.


The reason this matters is because 80% of the latest cohort of vet school grads are women. The author goes on to poll a private female DVM (Doctor of Veterinary Medicine) group with over 9,700 members and finds that 40% are breadwinners.


This is a big difference to the 3% of women breadwinners found in another survey. A very interesting result.


A fantastic read for anyone with a loved one who is a vet, exploring the field, or loves animals!


My Post You May Dig

Being Poor In The Ivy League And Lessons Learned


Coming from a poverty-stricken single-parent household and being thrust into an Ivy League campus was supposed to be the best thing that ever happened to me. And it was, but it didn’t seem that way at first.


The academics were the least of my worries once, I got to my elite university. The shame and guilt attached to being poor and feeling isolated were hard to cope with.


I share a candid view of what the exclusive world of the Ivy League looks like when you’re an outsider, and surrounded by peers who seemingly had their place there reserved since birth. The experience ultimately transformed my life and delivered on the promise of a brighter future. My first year out of school I earned six figures. An amount I couldn’t even fathom only a few years earlier.


You can read the full story here:


Geeky Fact


When we were born our mom’s doctor never told her whether we were identical twins or not. Our entire lives we never knew the answer whenever anyone asked if we were identical. It was always the first thing people would ask us, even though we pretty much look the same.

After a while, we decided we actually didn’t want to know the answer because we were afraid we’d be fraternal (as if it would have any kind of impact on our lives, which we realize is totally crazy and irrational). Last year we finally took a DNA test and were relieved to learn that we were, in fact, identical twins!


As always, thank you to The Finance Twins for their contribution! 


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