The 4% rule for retirement withdrawals is one of the more debated and talked about concepts in the personal finance world. In this post, I’ll tell you where the concept originated and point you to the latest research topic. Most importantly, I’ll tell you whether…
Fred Leamnson
48 Articles
As a financial advisor for almost 30 years, Fred shares his expertise on personal finance, investing, and other relevant topics on Your Money Geek and many other financial media. He has been quoted or featured in Money Magazine, MarketWatch, The Good Men Project, Thrive Global, and many other publications.
Besides traditional stocks, bonds, and cash, unique investments are hard to find these days. Don’t get me wrong. There are lots of choices out there. But doesn’t it seem like everyone is peddling the same alternative investments as everyone else? You know the ones I’m…
Real estate is something you hear a lot about these days. Rental properties are a popular method for investing in real estate. Rental property investing is not something available to many people. First, it’s not passive. Second, it takes some cash to get started. There…
The cornerstone of healthy finances is having a good spending plan, aka “budget.” But you can’t grow your wealth solely through smart spending and frugal habits. If you want to build a secure financial future, it’s crucial to invest. That doesn’t necessarily mean playing the stock…
Of all the factors involved in building your portfolio, investment diversification is, arguably, the most important. There is a lot of wrong information in the blogosphere and financial media about how to invest. It’s hard to know what to believe. There’s the simplistic view of…