Large Financial Investments That Make Long-Term Sense

One of the earliest financial lessons most of us learn is that saving money at all costs is not necessarily a good thing.

It’s a better idea, for example, to purchase a jacket that may be a little more expensive, but will look nicer, last longer, and stay practical for a while, perhaps preventing the need to purchase a replacement.

So, it’s not about saving money; it’s about using it wisely and understanding the effects of spending your money will have. So, what large financial investments can make long-term sense to you, and your family?

It’s worth considering this because perhaps this can direct your life direction. From where you live to how you consider your outgoings, the entire substructure of your financial framework needs to be considered, and for that to work, you need to know what to prioritize.

Of course, this will be different from person to person. For instance, a middle-aged person with children will have vastly different priorities for someone without children. So, how do you move forward in the best possible sense? Let’s consider, in the following guides:

Investing In Prime Real Estate

Prime real estate has a habit of retaining its value. No matter if you hope to invest in the best Matin locational options, or you wish to purchase a large amount of land after a farming operation winds down (this happens quite often), your investment is sure to make sense going forward.

Not only is this kind of land already a value-adder, but often, these kinds of neighborhoods will offer extended support, networking with developing culture, and enjoying investment from the local business authority. This means that over time, investing a little more for prime real estate can leave you in a better financial position when you decide to move.

This is why house flippers often purchasing more expensive homes in better areas is where they hope to go, as this can make them the most amount of money possible. That’s a great place to start, and you’re sure to agree with it.


There are some things that money can’t buy, yet are priceless in their value. However, some things could be priceless thanks to how important they are, but thankfully, you can solicit them with the right fee. Education is defined this way, too.

Investing in taking online courses and degrees, attending brick-and-mortar universities, or simply putting money aside for courses directed within your chosen career can be a great idea. Learning how to manage your money better, business or craft can serve to invest in yourself. After all, you are a brand and a professional and a tool for your success. It’s essential to water yourself in the right manner as far as this is concerned, as it will help you going forward in the best possible sense.


They say that time you enjoy is time never wasted, even if that’s not necessarily pursuant to a fruitful outcome. Experiences are perhaps defined this way, but it’s true that, for the most part, you will gain something from your experiences that you directly invest in.

An excellent example of this might be traveling to another culture and directly absorbing their influence. It could mean visiting the hometowns of your heroes or experiencing foreign customs directly to help with your business outreach plan. Experiences may not bring you a tangible benefit counted in numbers. Still, it can indeed grant you a rich understanding of a certain location, especially if you have to go back there.

As such, you are investing in experiences, travels, and time with people you enjoy and who nourish you can be a fantastic idea. After all, time-well-spent is all we have to ensure in life, and sometimes, that doesn’t necessarily conform to the absolute idea of what ‘productive’ means. Of course, be sure to add some variety here! If you’ve spent 50% of your paycheck this year on ski trips and drinking abroad, it could be that you’re missing out on the real beauty of traveling with an apparent and wishful cause.


Now, if you’re looking for an investment you can truly trust and place your faith in, we would like to draw your attention to fashion. Fashion can seem ephemeral, but actually, some of the higher quality luxury items can retain their value for some time. 

For instance, designer bags are known to become even more expensive as time goes by, thanks to their limited production and vast appeal. They become more than just a public statement, but rather a profound piece of design that is both easy to upkeep, cheap to store, and seller-friendly.

Accessories worth investing in can also take the shape of designer glasses frames, jewelry, and even historical-friendly uniforms. 

Retro Video Games

Many people see video games as a wasteful hobby, one that we grow out of, but the cultural perspective has indeed shifted on this a little. However, that residue of ‘toy classification’ often means that people neglect to understand just how valuable old retro video games are.

From Nintendo Entertainment System (NES) and SEGA Genesis games starting to draw high prices at auction and old, well-maintained games consoles holding some charm, retro video games are quickly becoming a collector’s dream, and they get rarer and more valuable all of the time.

Of course, functional video game cartridges and soon, older CD’s will take on a value worth noting, and so scouring local auction sites, job lot sales, and more can help you snag deals that the sellers themselves may not be that knowledgeable of. And, like the best unpackaged retro toy action figures, these items will most likely only retain their value as time goes on. That’s certainly not a bad place to start.

Specific Vehicles

Of course, vehicles can retain ‘classic’ status as time goes by. However, it’s also true that, like house flipping, classic vehicle restoration can cause a great value-added reason to follow this pursuit.

Find an old vehicle about to be thrown to the junkyard, replace the engine, repair the woodwork, refit the suede suites, and install a replica wheel. More than you may expect, the vehicle becomes more than just a labor of love, but a real investment that will pay real dividends.

 If you have the time, willingness, and passion, you will undoubtedly find this approach worthwhile and quite lucrative. We would recommend finding one manufacturer you feel a certain affinity for and learning everything you can about vehicles produced from their early period, the history behind them, and the current auction prices. Visit a few classic car shows, and speak to the owners. This can provide you a wealth of information you can use to your benefit.

Precious Metals

Of course, precious metals are known to be the most important and stable investment you can make. This is because they rarely lose their value, are eternally useful and essential, and stock is relatively easy to find depending on what trader you are working with.

Hoping to diversify their investments, many people will put some money towards precious metals because it will be backed by something they can trust, read up on, and understand the exact stock levels and regulations around. If you’re looking for low-risk investments, this is an excellent place to start.

With this advice, we hope you can enjoy the large financial investments that make the most long-term sense.

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Michael launched Your Money Geek to make personal finance fun. He has worked in personal finance for over 20 years, helping families reduce taxes, increase their income, and save for retirement. Michael is passionate about personal finance, side hustles, and all things geeky.