To me, frugality is more than just about saving money.
It’s about being creative with the resources and not wasting funds you could put elsewhere. It's about exploring other alternatives that may end up bringing you more joy.
Are you ready to get creative and save a little money
15 Frugal Tips to Save Money
Become a Distributor of a Product You Love
Do you love a product so much you would be willing to sell it? Often, companies love when they have evangelist consumers. These consumers are so passionate about one product they are willing to be a spokesperson.
If you have a product you love, try reaching out to the company to see if you can become a distributor. Not only will you be promoting something you enjoy, but you will also be making money as well.
Don’t Forget Your Military or Veteran Discounts
If you were in the military, there are a lot of opportunities for you to save. When going to an event or purchasing any product, ask the merchant if there are military discounts. More often than not, you may be able to save a little cash. Lowes offers a 10% discount on eligible items, all you need to do is sign up once and you will save every time you shop there.
Check Your Local Credit Union for Discounted Gift Cards
Sometimes local credit unions sell discounted gift cards. Ask your credit union if this is a service they offer. You may be surprised to learn they have great deals on your favorite gift cards.
My local credit union sells 25-dollar Red Lobster cards for $20, it's a great way to save a few dollars on a special night out or on a gift for a loved one.
Explore Coupon Books Sold by Local Schools
Coupon books are often overlooked. You have most likely had a student come to your home to ask if you are willing to purchase one. Take the time to look over the coupons and evaluate if buying one would be financially beneficial.
Ditch Your Cable Service
This may be a bit painful at first, but it will be well worth the change. Depending on what cable plan you have, you may be paying an arm and a leg for your service.
Purchase a Cordless Weed Wacker
If you maintain your own lawn, you may want to consider purchasing a cordless weed wacker. This will save money on gas and oil.
Plus the cords last much longer on cordless weed wakers. While you’re at it, you may also be able to save the environment.
Negotiate, Negotiate, Negotiate.
You may think negotiation is a hassle, however, you never know when you are going to get a good deal just by pushing back. Before making any purchase, do your research so you are extremely prepared to negotiate the best deal.
You can also persuade merchants with cash. Using cash can encourage retailers to give you a discount since they will not have to pay the credit card processing fee.
Buy Bulk Items on eBay and What You Don’t Use
Consider buying an item you need in bulk and selling off the extra. Who knows, it might be the start of your eBay side hustle.
Are there countless items around your house you don’t use? Most people either donate them or throw them away. Before you put excess items in the trash, try selling them on eBay.
If you want the item at some point in time, so will someone else.
Unplug Appliances When You Leave the House
By keeping your appliances and electronics plugged into the wall, you are wasting electricity. So, before you leave the house make sure to unplug as many as you can.
You may have to leave appliances plugged in such as your refrigerator. There are plenty of others that do not need to be plugged and are just wasting your money and stealing energy.
Buy Green Coffee Beans and Roast Them Yourself.
Did you know you could save money on coffee if you roasted the bean yourself?
This may take a little more effort, but your house will smell amazing and you will save cash in the process. Freshly roasted coffee also makes a great inexpensive gift item.
Meal Prep with Your Family
Spending some time meal prepping and preparing for your week not only saves you money but saves you time. Make a list of items you need at the grocery store and then plan out your entire week.
There is nothing like the convenience of grabbing a meal on the go.
Check Out DSIRE
If you love the planet as much as I do, you will love this website. DSIRE gives you public resources and programs to help you figure out ways to save the environment as well as your pocketbook.
Check it out and see what may be feasible for you and your family.
Try a Zero Spend Day or Week
There are plenty of money challenges out there that help change your negative financial habits and increase the amount you are saving. If you want to start small and build up to a bigger challenge, try not spending money for one day. Then increase it to two. You will definitely see where you need to cut back.
Switch to Cash.
Just like I mentioned above, cash gives you the opportunity to get discounts. It also has been proven to help you spend less. By witnessing your cash leaving your wallet, you are likely to re-evaluate all of your purchases. After all, who likes giving away their hard-earned cash?
Discover Free Activities in Your Area
I love taking my kids to a movie in the park or a local festival (especially if Star Wars is airing). There is so much to see and explore.
Look in your local paper or online to find the best free events around the city. You never know where it will take you.
The Bottom Line
As you can see, being frugal isn’t just about saving money, it’s about exercising your creativity. Don’t limit yourself! Try new things. How are you exploring your frugality this month?